Order Number |
87665693092 |
Type of Project |
ESSAY |
Writer Level |
PHD VERIFIED |
Format |
APA |
Academic Sources |
10 |
Page Count |
3-12 PAGES |
Please write a discussion and answer to the Discussion Prompts of these two peers.
Discussion
Many Americans have questioned their reliance on health insurance, including its costs and advantages, since the Affordable Care Act was enacted in 2010. Review the following risk-adjustment and ACA information from the Commonwealth Fund website: http://www.commonwealthfund.org/publications/issue-briefs/2011/may/risk-adjustment-under-the-aca (This is a link to another website.)
Declare your views on the Affordable Care Act and back them up with evidence. Consider how capitation rates could be changed to account for demographic risk variables.
At least two of your classmates or instructor’s posts must be responded to. Contribute to the research questions of your classmates. Which research method do you think would be best for answering the question?
The APA 7th edition format is required for all citations and references. THANK YOU SO MUCH
1st Peer
The Affordable Care Act, popularly known as Obamacare, is a federal healthcare law enacted in 2010. The main objectives were to make health insurance more inexpensive, accessible, and fair to consumers in general. The fact that Obamacare has had an impact on the lives of children with pre-existing diseases and has allowed them to continue receiving care demonstrates that this act is more than just a symbolic gesture.
Although there are still some glitches and delays in implementation, many Americans are now benefiting from the healthcare reform law. Adverse selection occurs when capitated plans attract higher-than-average-risk patients due to the types of services provided, the cost-sharing arrangements, and the delivery network, in terms of physician choice and proximity (Fleming, 2014).
I feel that having the Affordable Care Act (ACA) as the primary source of healthcare for many Americans has contributed to its success; this is more than simply a program for the needy, but a chance for many to survive. I’ve always been a believer in God and believe that this Act arrived at the right moment and in the right location.
Peer number two
The Affordable Care Act has three main objectives:
Increase the number of people who have access to inexpensive health insurance. The law provides subsidies (known as “premium tax credits”) to consumers with incomes ranging from 100 percent to 400 percent of the federal poverty threshold (FPL). Note that if your income exceeds 400 percent of the federal poverty level, you may still be eligible for the premium tax credit in 2021.
Expand Medicaid to cover all people earning less than 138 percent of the federal poverty level. (Not all states’ Medicaid programs have been expanded.)
Support innovative medical care delivery approaches that aim to reduce overall healthcare expenditures. Many people benefited from this healthcare strategy during the Pandemic.
People who buy health insurance on the Marketplaces can get premium tax credits under the Affordable Care Act (ACA), but only if their income is between 100 percent and 400 percent of the federal poverty threshold. Overall, the Affordable Care Act (ACA) aims to provide health insurance to millions of uninsured Americans. The Act increased Medicaid eligibility, established a Health Insurance Marketplace, made it illegal for insurance companies to reject coverage to people with pre-existing diseases, and mandated that plan cover a list of essential health benefits.